SCU Financial.
Financial Planning for every stage of life.
About
Us
Our Story
We were founded and owned by SCU Credit Union. For over 100 years, the credit union has been helping members with their deposit and lending needs. As the institution grew, the credit union noticed many members needed help making sense of their retirement options.
We launched SCU Financial in 2016 to help members with their financial planning and investment management needs. We're proud of the progress we've made and are eager to help you accomplish your financial goals.
Who We Are
We're a Registered Investment Advisor. We help our clients plan for financial life events like retirement, college, and buying a home.
We're a Fiduciary. This means that before we make any recommendations, we're required to have a deep understanding of your current financial situation and act in your best interest. This hasn't always been the case in financial services and we're proud to operate by this standard of advice.
Our Vision
Our Vision is to enhance the economic well being of our clients, to nurture long-term relationships and to continue our deep commitment to community service and involvement.
We believe that everyone needs and deserves a quality financial plan and investment advisor! Therefore, we do not have asset minimums to work with our firm.
James E. Carlson
Investment Advisor Representative
Chief Compliance Officer
Abigail Duchaine
Financial Planning Administrator
What We Offer
Financial Planning
People's finances are commonly ranked as one of the leading causes of stress. Our role as financial planners is to listen to you, understand what you're trying to accomplish, and put a plan together to help you achieve those financial goals.
Student Loan Planning
One Meeting Engagement,
Prework Required by Client
Need help making sense of what to do with your student loans?
We explore your personal situation and explore the following student loan strategies:
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Student Loan Forgiveness
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Loan Consolidation
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Income-Driven Repayment Plans
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Loan Refinancing
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Accelerated Pay-down
From:
$250
Retirement Readiness Check-Up
Two Meeting Engagement
For people considering retirement. This planning engagement covers a series of issues clients should consider before retirement:
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Cash Flow in Retirement
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Health Insurance Considerations
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Assets & Debts Review
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Long-Term Planning Issues
From:
$500
College Pre-Approval
90 Minute Meeting,
Prework Required by Client
Start here to begin your College Planning Journey
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College Pre-Approval Budget
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Expected Family Contribution (EFC)
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Net Cost Projections (for each college)
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Need-based Aid Enhancement Ideas
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Merit-based Aid Enhancement Ideas
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Student Loan Projections
*Additional College Planning Services available. Separate fees apply
From:
$300
Foundational Planning
Three Meeting Engagement, Access to SCU Financial Planning portal for one year
Comprehensive financial planning:
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Social Security Optimization
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Retirement Income Analysis
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Retirement Portfolio Analysis / Construction
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Health Insurance Considerations
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Assets & Debts Review
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Long-Term Planning Issues
From:
$1,000
Just Starting Planning
Two Meeting Engagement
Sometimes, you need to roll up your sleeves and just start planning. This is the engagement for you.
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Establish Financial Goals
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Debt Management Strategy*
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Budget Review / Budgeting Strategies
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Establish / Review a Safety Net Account
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Establish / Review Retirement Accounts
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Insurance Review
From:
$300
Financial Plan Gifting*
Introducing a new way to support your loved ones
For those that look to help the ones they love achieve their financial dreams.
All packages are available for gifting.
A great gift for:
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Recent Graduates
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Weddings Gifts
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Baby Showers
*Please consult your tax advisor for specific tax advice
From:
$250
Investment Management
SCU Financial is different. We match evidence-based investing with a holistic financial planning approach. If you would like to get started, you can create an account below. Once you sign-up for our investment platform, someone on our team will reach out and schedule a demonstration to walk you through the platform.
Individualized Portfolio
Low-cost portfolios designed to meet each client's specific investment goals
Automation
Automated rebalancing and trading
Easy to Use Dashboard
Simple, intuitive client interface including performance reporting
Notifications
Live updating of financial goals and progress reporting
Expert Advice
Regular communication from SCU Financial
Officially Backed
Assets custodied at Betterment
Why
Us
Values
We believe that everyone needs and deserves a quality financial plan and investment advisor. Therefore, we do not have asset minimums in our firm.
Made for Main Street
We've designed our program to help everyone in our community. Whether you're just starting out, preparing for a large family expense or looking to retire, we can help through each chapter of your financial life.
Community
It's important to serve our local community. We were founded on the need to help our neighbors become financially independent, healthy, and prosperous.
Contact
Us
Our Address
30 Pond Street
Sharon, MA 02067
Our Phone No.
(781) 793-2866