SCU Financial.

Financial Planning for every stage of life.

College Students

College Money Report

Making sense of your familys college options

About

Us

Our Story

We were founded and owned by SCU Credit Union. For over 100 years, the credit union has been helping members with their deposit and lending needs. As the institution grew, the credit union noticed many members needed help making sense of their retirement options.

We launched SCU Financial in 2016 to help members with their financial planning and investment management needs. We're proud of the progress we've made and are eager to help you accomplish your financial goals.

Who We Are

We're a Registered Investment Advisor. We help our clients plan for financial life events like retirement, college, and buying a home.

 

We're a Fiduciary. This means that before we make any recommendations, we're required to have a deep understanding of your current financial situation and act in your best interest. This hasn't always been the case in financial services and we're proud to operate by this standard of advice.

Our Vision

Our Vision is to enhance the economic well being of our clients, to nurture long-term relationships and to continue our deep commitment to community service and involvement.

 

We believe that everyone needs and deserves a quality financial plan and investment advisor! Therefore, we do not have asset minimums to work with our firm.

 
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James E. Carlson

Investment Advisor Representative

Chief Compliance Officer

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Abigail Duchaine

Financial Planning Administrator

What We Offer

 

Financial Planning

People's finances are commonly ranked as one of the leading causes of stress. Our role as financial planners is to listen to you, understand what you're trying to accomplish, and put a plan together to help you achieve those financial goals.

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Student Loan Planning

One Meeting Engagement,

Prework Required by Client

Need help making sense of what to do with your student loans?

 

We explore your personal situation and explore the following student loan strategies:

  • Student Loan Forgiveness

  • Loan Consolidation

  • Income-Driven Repayment Plans

  • Loan Refinancing

  • Accelerated Pay-down

From:

$250

Retirement Readiness Check-Up

Two Meeting Engagement

For people considering retirement. This planning engagement covers a series of issues clients should consider before retirement:

  • Cash Flow in Retirement

  • Health Insurance Considerations

  • Assets & Debts Review

  • Long-Term Planning Issues

From:

$500

College Friends

College Pre-Approval

90 Minute Meeting,

Prework Required by Client

Start here to begin your College Planning Journey

  •  College Pre-Approval Budget

  •  Expected Family Contribution (EFC)

  • Net Cost Projections (for each college)

  • Need-based Aid Enhancement Ideas

  • Merit-based Aid Enhancement Ideas

  • Student Loan Projections

*Additional College Planning Services available. Separate fees apply

From:

$300

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Foundational Planning

Three Meeting Engagement, Access to SCU Financial Planning portal for one year

Comprehensive financial planning:

 

  • Social Security Optimization

  • Retirement Income Analysis

  • Retirement Portfolio Analysis / Construction

  • Health Insurance Considerations

  • Assets & Debts Review

  • Long-Term Planning Issues

From:

$1,000

Female Developers

Just Starting Planning

Two Meeting Engagement

Sometimes, you need to roll up your sleeves and just start planning. This is the engagement for you.

  • Establish Financial Goals

  • Debt Management Strategy*

  • Budget Review / Budgeting Strategies

  • Establish / Review a Safety Net Account

  • Establish / Review Retirement Accounts

  • Insurance Review

From:

$300

Wrapped Package

Financial Plan Gifting*

Introducing a new way to support your loved ones

For those that look to help the ones they love achieve their financial dreams.

All packages are available for gifting. 

A great gift for:

  • Recent Graduates

  • Weddings Gifts

  • Baby Showers

*Please consult your tax advisor for specific tax advice 

From:

$250

Investment Management

SCU Financial is different. We match evidence-based investing with a holistic financial planning approach. If you would like to get started, you can create an account below. Once you sign-up for our investment platform, someone on our team will reach out and schedule a demonstration to walk you through the platform.

 

Individualized Portfolio

Low-cost portfolios designed to meet each client's specific investment goals

Automation

Automated rebalancing and trading

Easy to Use Dashboard

Simple, intuitive client interface including performance reporting

Notifications

Live updating of financial goals and progress reporting

Expert Advice

Regular communication from SCU Financial

Officially Backed

Assets custodied at Betterment

Why

Us

Values

We believe that everyone needs and deserves a quality financial plan and investment advisor. Therefore, we do not have asset minimums in our firm.

Made for Main Street

We've designed our program to help everyone in our community. Whether you're just starting out, preparing for a large family expense or looking to retire, we can help through each chapter of your financial life.

Community

It's important to serve our local community. We were founded on the need to help our neighbors become financially independent, healthy, and prosperous.

 

Contact

Us

Our Address

30 Pond Street

Sharon, MA 02067

Our Phone No.

(781) 793-2866

Schedule a 10 minute call and let's see how we can help.

 
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SCU Financial, LLC is an investment advisor registered and domiciled in Massachusetts.
© Copyright 2020 SCU Financial